Tag Archives: gun victims

Good Gun Insurance pays benefits directly to victims

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Good Gun Insurance pays benefits directly to victims

This has been posted to YouTube. The link is https://youtu.be/yv_zt2-MkJw Take a look.

We need a system of required insurance as a tool to fight the tide of gun violence in this country. The insurance has to be adapted to the needs of the situation, as insurance is in almost every area. It needs to be real insurance to compensate the people who get shot and their families. Insurance designed just to hold gun owners and shooters responsible won’t cut it.

The time has come legislate such a system. There are some principles which would cause the system to work on a practical level, reduce the carnage and mitigate the damages. They include:

  • Direct payment to the injured persons, their families and medical providers.
  • Insurance that pays on the basis of the injury not fault by the shooter
  • Insurance with a system to cover all of the guns

This video is organized by this outline:

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The Key is Payments to Victims

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Insurance to protect persons from gun violence should make payments directly available to the victims or to doctors and hospitals who care for them. This would not only put the benefits where they are needed but would bypass most of the problems of providing coverage for intentional acts and stolen guns.

Liability Insurance

Liability insurance, on the other hand, is designed to protect gun owners and shooters. It pays for legal defense where the deep pockets of insurance companies create a barrier to victims ever being paid–even in egregious cases. insurers of cars, who collectively cover both sides of most cases, have over years worked out agreements between themselves to make liability insurance work. Not so for guns, where insurers would stonewall to the victims last cent.

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