Recent mass shootings have awakened a large portion of the public to the dangers of guns and many politicians have responded. The political possibilities of adopting a mandate for insurance to benefit victims of gun violence have never been a high as they are now. If this trend continues, hopefully by a means other than more shootings, then it may become realistic to adopt measures on a national level.
The Mayor of San Jose, CA has a plan to require gun insurance in that city and has published an editorial on the Subject in the Washington Post. This plan covers “intentional acts of third parties who steal, borrow, or otherwise acquire the gun” but not the liability of a policy holder for intentional acts. It could be expanded to cover these acts by paying benefits directly to victims.